An Extraordinary Lending Experience

Get a Custom Quote Now!

Or Call Us Directly at 800-282-7476

Loan Purpose

We are a Direct Lender Providing Home Loans Locally Underwritten and Funded throughout All of California

Call 800-282-7476 Direct Today!

    Call Us!  800-282-7476


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 with some of the most competitive rates on the internet

Why Our Customers Choose Us

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We'll Provide a Quote to You by Phone in 

Available 7 Days a Week

Personal Service

Direct, Local Lending

20-Day Purchase Close

25-Day Refinance Close

Call Us!  800-282-7476

NMLS ID:  230213


My home loan just closed with Ray today! My husband and I found Ray online as we were shopping for a mortgage broker to do the loan for our new home. I have to say that Ray and his team were very responsive throughout the entire process. He always answered every one of my emails as well as my husband's emails.

The process itself was fairly easy and we closed our loan in 22 days. I will always recommend Ray as he is a true professional and because he took the time to explain everything to me. Thank you very much Ray!

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