An Extraordinary Lending Experience

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Or Call Us Directly at 949-945-4850

Loan Purpose

We are a Direct Lender Providing Home Loans Locally Underwritten and Funded throughout All of California


    Call Us!  949-945-4850


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 with some of the most competitive rates on the internet

Why Our Customers Choose Us

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We'll Provide a Quote to You by Phone in 

Available 7 Days a Week

Personal Service

Direct, Local Lending

20-Day Purchase Close

25-Day Refinance Close

Call Us!  949-945-4850

NMLS ID:  230213


My home loan just closed with Ray today! My husband and I found Ray online as we were shopping for a mortgage broker to do the loan for our new home. I have to say that Ray and his team were very responsive throughout the entire process. He always answered every one of my emails as well as my husband's emails.

The process itself was fairly easy and we closed our loan in 22 days. I will always recommend Ray as he is a true professional and because he took the time to explain everything to me. Thank you very much Ray!

PRMI NMLS: 3094. PRMI is an Equal Housing Lender. DISCLAIMER: Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply.

This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act 4130403.

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